Renovating your home has many benefits.

A newly renovated space can increase your property’s value and bring improvements and happiness for those living in the house. If you’re thinking about renovating, there are multiple financing options to consider — and they don’t all rely on drawing from your savings.

For larger projects

More extensive projects mean larger budgets, and you may want to consider borrowing the funds. Casera offers a variety of options that meet your specific needs, from lines of credit to loans, to home equity lines of credit, or mortgage refinancing. For example, if you have accrued equity in your home, you can make that value work for you through a home equity line of credit. This product is similar to a loan or line of credit but with a better interest rate. Note, these products are secured by your home equity and may be subject to extra set-up costs, including legal fees.

For smaller projects

If you’re planning a smaller project and require quick access to funds, you might consider drawing from your savings or using a credit card. You’ll want to be mindful of higher interest rates on credit cards and your ability to make payments or replenish your savings.

If you are interested in finding a way to bring your home renovation goals to life, reach out to one of our lending specialists. They’ll be happy to work with you to find the solution that best meets your needs.