For starters, you'll need a business plan.

At Casera, we invest in people with a dream and the single-minded determination to achieve their goals. Are you starting up a new business from scratch or looking to refinance or expand an existing operation? We have the financial products and services to help you establish and maintain a profitable enterprise.

But it does take more than vision and perseverance – and the support of a financial institution – to turn a simple idea into a successful business venture. It also requires a plan. A focused business plan is the cornerstone of your future endeavour, and without it, you likely won’t be able to access funding.

When you’re assembling your business plan, pay close attention to the subject of cash flow. A realistic forecast of business performance – including cash flow, expected sales, profits and losses, and expenses – is essential. You’ll need it to understand your company’s profitability, and we’ll need it to make a decision about financing your business.

With your business plan in place, your next step is to call a Casera business specialist. We’ll set up a meeting to review your funding application and supporting documents. Download our handy checklist, Starting Points for Small Business, for a summary of the materials and additional information you’ll need for the meeting.

We’ve been helping members build stable and sustainable businesses since 1951, and we believe we offer advantages over other financial institutions. As a member-focused credit union, we take pride in our high levels of personal service, our ability to quickly make locally-focused decisions, and the capacity to deliver a wide range of money-saving solutions.

If you’re serious about your start-up or looking to take the next step in your business, we’d like to talk with you. Contact your neighbourhood Casera branch today.