This simple test could save you a lot of headaches.

When you’re at a point-of-sale terminal or ATM, be aware of any changes regarding the look of the device you are using. Has it changed in any manner that might indicate a skimming device is attached?

There is a simple test you can perform with your chip-enabled debit card:

  • with your thumb pointed at the device, you should be able to insert your card, while your thumb remains completely on your card
  • if you cannot hold the card, stop what you are doing, do not enter your PIN and remove your card

Report any changes to the owner of the device.